Regulatory Disclaimer
Sky Credit is a digital technology platform and operates strictly as a Lending Service Provider (LSP). Sky Credit does not directly lend money, underwrite credit risk, or hold an NBFC license.
All personal loans facilitated on this platform are issued, processed, and disbursed entirely by our authorized lending partner, Pooja Finstock International Limited (an RBI-registered Non-Banking Financial Company).
No Guarantee of Approval
Applying for a loan through the Sky Credit platform does not guarantee approval. All approvals, sanctioned amounts, interest rates, and loan tenures are subject to the exclusive credit policies, risk assessment, and discretion of Pooja Finstock International Limited.
Third-Party Fees
Sky Credit does not charge users any direct upfront fees for downloading the app or submitting an application. Any processing fees applicable to your loan will be clearly outlined in your Key Fact Statement (KFS) and deducted from the sanctioned amount by the NBFC.