Company Profile

Building the future of accessible, digital-first finance in India.

Our Mission

At Sky Credit, we believe that accessing capital should be a seamless, frictionless, and highly transparent experience. We are a technology-first Lending Service Provider (LSP) designed to bridge the gap between ambitious Indians and the funds they need to achieve their goals.

How We Operate

Sky Credit operates exclusively as a digital facilitation platform. By leveraging deep tech, alternative data scoring, and seamless API integrations, we eliminate the heavy paperwork, long waiting times, and hidden fees typically associated with personal finance.

Technology Provider

Our Regulatory Architecture

Sky Credit is strictly a technology provider. All financial underwriting, loan approvals, and capital disbursements are executed directly by our regulated lending partner.

Pooja Finstock International Limited (RBI Registered NBFC)

Core Values

Absolute Transparency

Zero hidden fees. What you see on your Key Fact Statement (KFS) is exactly what you pay. No surprises.

Data Privacy

We employ bank-grade 256-bit encryption. We never scrape your personal data without purpose-driven consent.

Speed & Precision

Our digital stack is optimized to process applications and route funds to your bank account in record time.